Chime deep dive and 2025 outlook $CHYM

The digital bank and fintech is rising fast to be a GenZ favorite

1. Company Overview

Chime Financial, Inc. is a U.S.-based financial technology company offering mobile-first, fee-free banking services. It partners with FDIC-insured banks to provide checking and savings accounts, debit cards, and features such as early wage access and overdraft protection. Chime is not a bank itself but acts as a digital financial services platform for underserved and cost-conscious consumers. As of 2025, it has over 8 million users and is one of the largest neobanks in the United States. The company went public in June 2025, debuting with a market cap of over $11 billion.